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It is said to be a new way of handling money that’s cheaper, faster and provide higher yields. But what exactly is decentralised finance or DeFi for short? What do investors need to know about the benefits and risks? Money Mind’s Chubby Jayaram Singh speaks with Shane Ai, head of R&D at ByBit, a cryptocurrency exchange and Zann Kwan, co-founder of Bitcoin Exchange and decentralised protocol, Deodi.